To request payment using the payment protocol, you use an extended (but backwards-compatible) “bdtcoin:” URI. For example:
Warning: The payment protocol is considered to be deprecated and will be removed in a later version of Bdtcoin Core. The protocol has multiple security design flaws and implementation flaws in some wallets. Users will begin receiving deprecation warnings in Bdtcoin Core version 0.18 when using BIP70 URI’s. Merchants should transition away from BIP70 to more secure options such as BIP21. Merchants should never require BIP70 payments and should provide BIP21 fallbacks.
bdtcoin:mjSk1Ny9spzU2fouzYgLqGUD8U41iR35QN\ ?amount=0.10\ &label=Example+Merchant\ &message=Order+of+flowers+%26+chocolates\ &r=https://example.com/pay.php/invoice%3Dda39a3ee
The browser, QR code reader, or other program processing the URI opens the spender’s Bdtcoin wallet program on the URI. If the wallet program is aware of the payment protocol, it accesses the URL specified in the “r” parameter, which should provide it with a serialized PaymentRequest served with the MIME type
Resource: Gavin Andresen’s Payment Request Generator generates custom example URIs and payment requests for use with testnet.
PaymentRequest & PaymentDetails¶
The PaymentRequest is created with data structures built using Google’s Protocol Buffers. BIP70 describes these data structures in the non-sequential way they’re defined in the payment request protocol buffer code, but the text below will describe them in a more linear order using a simple (but functional) Python CGI program. (For brevity and clarity, many normal CGI best practices are not used in this program.)
The full sequence of events is illustrated below, starting with the spender clicking a “bdtcoin:” URI or scanning a
bdtcoin: QR code.
For the script to use the protocol buffer, you will need a copy of Google’s Protocol Buffer compiler (
protoc), which is available in most modern Linux package managers and directly from Google. Non-Google protocol buffer compilers are available for a variety of programming languages. You will also need a copy of the PaymentRequest Protocol Buffer description from the Bdtcoin Core source code.
With the Python code generated by
protoc, we can start our simple CGI program.
#!/usr/bin/env python ## This is the code generated by protoc --python_out=./ [paymentrequest][paymentrequest].proto from paymentrequest_pb2 import * ## Load some functions from time import time from sys import stdout from OpenSSL.crypto import FILETYPE_PEM, load_privatekey, sign ## Copy three of the classes created by protoc into objects we can use details = [PaymentDetails][paymentdetails]() request = [PaymentRequest][paymentrequest]() x509 = [X509Certificates][x509certificates]()
The startup code above is quite simple, requiring nothing but the epoch (Unix date) time function, the standard out file descriptor, a few functions from the OpenSSL library, and the data structures and functions created by
Next, we’ll set configuration settings which will typically only change when the receiver wants to do something differently. The code pushes a few settings into the
request (PaymentRequest) and
details (PaymentDetails) objects. When we serialize them, PaymentDetails will be contained within the PaymentRequest.
## SSL Signature method request.pki_type = "x509+sha256" ## Default: none ## Mainnet or testnet? details.[network][network] = "test" ## Default: main ## Postback URL details.payment_url = "https://example.com/pay.py" ## [PaymentDetails][paymentdetails] version number request.payment_details_version = 1 ## Default: 1 ## [Certificate chain][certificate chain] x509.certificate.append(file("/etc/apache2/example.com-cert.[der][der]", "r").read()) #x509.certificate.append(file("/some/intermediate/cert.[der][der]", "r").read()) ## Load private SSL key into memory for signing later priv_key = "/etc/apache2/example.com-key.pem" pw = "test" ## Key password private_key = load_privatekey(FILETYPE_PEM, file(priv_key, "r").read(), pw)
Each line is described below.
request.pki_type = "x509+sha256" ## Default: none
“pki_type”: (optional) tell the receiving wallet program what Public-Key Infrastructure (PKI) type you’re using to cryptographically sign your PaymentRequest so that it can’t be modified by a man-in-the-middle attack.
If you don’t want to sign the PaymentRequest, you can choose a “pki_type” of
none (the default).
If you do choose the sign the PaymentRequest, you currently have two options defined by BIP70:
x509+sha256. Both options use the X.509 certificate system, the same system used for HTTP Secure (HTTPS). To use either option, you will need a certificate signed by a certificate authority or one of their intermediaries. (A self-signed certificate will not work.)
Each wallet program may choose which certificate authorities to trust, but it’s likely that they’ll trust whatever certificate authorities their operating system trusts. If the wallet program doesn’t have a full operating system, as might be the case for small hardware wallets, BIP70 suggests they use the Mozilla Root Certificate Store. In general, if a certificate works in your web browser when you connect to your webserver, it will work for your PaymentRequests.
details.[network][network] = "test" ## Default: main
network: (optional) tell the spender’s wallet program what Bdtcoin network you’re using; BIP70 defines “main” for mainnet (actual payments) and “test” for testnet (like mainnet, but fake jus are used). If the wallet program doesn’t run on the network you indicate, it will reject the PaymentRequest.
details.payment_url = "https://example.com/pay.py"
payment_url: (required) tell the spender’s wallet program where to send the Payment message (described later). This can be a static URL, as in this example, or a variable URL such as
https://example.com/pay.py?invoice=123. It should usually be an HTTPS address to prevent man-in-the-middle attacks from modifying the message.
request.payment_details_version = 1 ## Default: 1
payment_details_version: (optional) tell the spender’s wallet program what version of the PaymentDetails you’re using. As of this writing, the only version is version 1.
## This is the pubkey/certificate corresponding to the private SSL key ## that we'll use to sign: x509.certificate.append(file("/etc/apache2/example.com-cert.[der][der]", "r").read())
x509certificates: (required for signed PaymentRequests) you must provide the public SSL key/certificate corresponding to the private SSL key you’ll use to sign the PaymentRequest. The certificate must be in ASN.1/DER format.
## If the pubkey/cert above didn't have the signature of a root ## certificate authority, we'd then append the [intermediate certificate][intermediate certificate] ## which signed it: #x509.certificate.append(file("/some/intermediate/cert.[der][der]", "r").read())
You must also provide any intermediate certificates necessary to link your certificate to the root certificate of a certificate authority trusted by the spender’s software, such as a certificate from the Mozilla root store.
The certificates must be provided in a specific order—the same order used by Apache’s
SSLCertificateFile directive and other server software. The figure below shows the certificate chain of the www.bdtcoin.org X.509 certificate and how each certificate (except the root certificate) would be loaded into the X509Certificates protocol buffer message.
To be specific, the first certificate provided must be the X.509 certificate corresponding to the private SSL key which will make the signature, called the leaf certificate. Any intermediate certificates necessary to link that signed public SSL key to the root certificate (the certificate authority) are attached separately, with each certificate in DER format bearing the signature of the certificate that follows it all the way to (but not including) the root certificate.
priv_key = "/etc/apache2/example.com-key.pem" pw = "test" ## Key password private_key = load_privatekey(FILETYPE_PEM, file(priv_key, "r").read(), pw)
(Required for signed PaymentRequests) you will need a private SSL key in a format your SSL library supports (DER format is not required). In this program, we’ll load it from a PEM file. (Embedding your passphrase in your CGI code, as done here, is obviously a bad idea in real life.)
The private SSL key will not be transmitted with your request. We’re only loading it into memory here so we can use it to sign the request later.
Now let’s look at the variables your CGI program will likely set for each payment.
## Amount of the request amount = 10000000 ## In jus ## P2PKH pubkey hash pubkey_hash = "2b14950b8d31620c6cc923c5408a701b1ec0a020" ## P2PKH pubkey script entered as hex and converted to binary # OP_DUP OP_HASH160 <push 20 bytes> <pubKey hash> OP_EQUALVERIFY OP_CHECKSIG # 76 a9 14 <pubKey hash> 88 ac hex_script = "76" + "a9" + "14" + pubkey_hash + "88" + "ac" serialized_script = hex_script.decode("hex") ## Load amount and pubkey script into [PaymentDetails][paymentdetails] details.outputs.add(amount = amount, script = serialized_script) ## Memo to display to the spender details.memo = "Flowers & chocolates" ## Data which should be returned to you with the payment details.merchant_data = "Invoice #123"
Each line is described below.
amount = 10000000 ## In jus (=100 mBDTC)
“amount”: (optional) the amount you want the spender to pay. You’ll probably get this value from your shopping cart application or fiat-to-BDTC exchange rate conversion tool. If you leave the amount blank, the wallet program will prompt the spender how much to pay (which can be useful for donations).
pubkey_hash = "2b14950b8d31620c6cc923c5408a701b1ec0a020" # OP_DUP OP_HASH160 <push 20 bytes> <pubKey hash> OP_EQUALVERIFY OP_CHECKSIG # 76 a9 14 <pubKey hash> 88 ac hex_script = "76" + "a9" + "14" + pubkey_hash + "88" + "ac" serialized_script = hex_script.decode("hex")
“script”: (required) You must specify the pubkey script you want the spender to pay—any valid pubkey script is acceptable. In this example, we’ll request payment to a P2PKH pubkey script.
First we get a pubkey hash. The hash above is the hash form of the address used in the URI examples throughout this section, mjSk1Ny9spzU2fouzYgLqGUD8U41iR35QN.
Next, we plug that hash into the standard P2PKH pubkey script using hex, as illustrated by the code comments.
Finally, we convert the pubkey script from hex into its serialized form.
details.outputs.add(amount = amount, script = serialized_script)
outputs: (required) add the pubkey script and (optional) amount to the PaymentDetails outputs array.
It’s possible to specify multiple “scripts” and
amounts as part of a merge avoidance strategy, described later in the Merge Avoidance subsection. However, effective merge avoidance is not possible under the base BIP70 rules in which the spender pays each “script” the exact amount specified by its paired “amount”. If the amounts are omitted from all “amount”/“script” pairs, the spender will be prompted to choose an amount to pay.
details.memo = "Flowers & chocolates"
“memo”: (optional) add a memo which will be displayed to the spender as plain UTF-8 text. Embedded HTML or other markup will not be processed.
details.merchant_data = "Invoice #123"
“merchant_data”: (optional) add arbitrary data which should be sent back to the receiver when the invoice is paid. You can use this to track your invoices, although you can more reliably track payments by generating a unique address for each payment and then tracking when it gets paid.
The “memo” field can be arbitrarily long, but if you make them too long, you’ll run into the 50,000 byte limit on the entire PaymentRequest, which includes the often several kilobytes given over to storing the certificate chain. As will be described in a later subsection, the “memo” field can be used by the spender after payment as part of a cryptographically-proven receipt.
Next, let’s look at some information your CGI program can automatically derive.
## Request creation time details.time = int(time()) ## Current epoch (Unix) time ## Request expiration time details.expires = int(time()) + 60 * 10 ## 10 minutes from now ## [PaymentDetails][paymentdetails] is complete; serialize it and store it in [PaymentRequest][paymentrequest] request.serialized_payment_details = details.SerializeToString() ## Serialized [certificate chain][certificate chain] request.pki_data = x509.SerializeToString() ## Initialize signature field so we can sign the full [PaymentRequest][paymentrequest] request.signature = "" ## Sign [PaymentRequest][paymentrequest] request.signature = sign(private_key, request.SerializeToString(), "sha256")
Each line is described below.
details.time = int(time()) ## Current epoch (Unix) time
time: (required) PaymentRequests must indicate when they were created in number of seconds elapsed since 1970-01-01T00:00 UTC (Unix epoch time format).
details.expires = int(time()) + 60 * 10 ## 10 minutes from now
“expires”: (optional) the PaymentRequest may also set an “expires” time after which they’re no longer valid. You probably want to give receivers the ability to configure the expiration time delta; here we used the reasonable choice of 10 minutes. If this request is tied to an order total based on a fiat-to-jus exchange rate, you probably want to base this on a delta from the time you got the exchange rate.
request.serialized_payment_details = details.SerializeToString()
serialized_payment_details: (required) we’ve now set everything we need to create the PaymentDetails, so we’ll use the SerializeToString function from the protocol buffer code to store the PaymentDetails in the appropriate field of the PaymentRequest.
request.pki_data = x509.SerializeToString()
pki_data: (required for signed PaymentRequests) serialize the certificate chain PKI data and store it in the PaymentRequest
request.signature = ""
We’ve filled out everything in the PaymentRequest except the signature, but before we sign it, we have to initialize the signature field by setting it to a zero-byte placeholder.
request.signature = sign(private_key, request.SerializeToString(), "sha256")
signature: (required for signed PaymentRequests) now we make the signature by signing the completed and serialized PaymentRequest. We’ll use the private key we stored in memory in the configuration section and the same hashing formula we specified in “pki_type” (sha256 in this case)
Now that we have PaymentRequest all filled out, we can serialize it and send it along with the HTTP headers, as shown in the code below.
print "Content-Type: application/bdtcoin-[paymentrequest][paymentrequest]" print "Content-Transfer-Encoding: binary" print ""
(Required) BIP71 defines the content types for PaymentRequests, Payments, and PaymentACKs.
request: (required) now, to finish, we just dump out the serialized PaymentRequest (which contains the serialized PaymentDetails). The serialized data is in binary, so we can’t use Python’s print() because it would add an extraneous newline.
The following screenshot shows how the authenticated PaymentDetails created by the program above appears in the GUI from Bdtcoin Core 0.9.